AUTHORIZATION AGREEMENT FOR DIRECT PAYMENT KLIK TECHNOLOGIES SUBSCRIBER AGREEMENT

Version Effective as of April 15, 2016

AUTHORIZATION AGREEMENT FOR DIRECT PAYMENT KLIK TECHNOLOGIES SUBSCRIBER AGREEMENT

KLIK TECHNOLOGIES SUBSCRIBER AGREEMENT

By selecting the "Agree" button, you are agreeing to the terms of this Authorization Agreement for Direct Payment (the "Agreement"), including the provisions in Section 1, Electronic Agreement and Electronic Communications. This Agreement is executed between KLIK TECHNOLOGIES, CORP™ ("Klik," "us," "we" or "our"), a New York corporation, and you ("you" or "your") and is effective as of the date you selected the "Agree" button.

Preliminary Statement

Klik enters into agreements with its clients (each, a "Client") to provide billing and payment services. Klik’s Clients, for example, include landlords, managing agents, providers of utility services or other services that bill their customers on a one-time or recurring basis. This Agreement describes the terms and conditions under which Klik, at a Client’s request, will provide you with access to and use of Klik’s bill delivery and payment service (the "KliknPay™ system" or the "Service"), as well as the data available "online" over the Internet (the "Data"), which will effectively enable you to make one-time or periodic, recurring payments of fixed or variable amounts to the Client (such Payments being hereinafter referred to as "Designated Payments"). The terms and conditions provided in this Agreement are in addition to and do not replace or modify any agreement you may have with (i) your financial institution (your "Bank") at which you maintain a deposit account for personal, family or household purposes from which checks are drawn (the "Account"), or (ii) any agreement which you may have with a designated Client or its representatives.

1. Electronic Agreement and Communications: You are agreeing to enter into this Agreement electronically, and that its terms shall have the same legal validity and force as if set forth in a writing. You further are confirming that you have downloaded or printed a copy of this Agreement for your records.

If you enroll in the Service, you consent to and agree that:

(a) Any notice, record or other type of information that is provided to you in connection with the Service, such as disclosure, change-in-terms notices, the Privacy Policy, fee schedules, transaction notices and alerts, such as notices of transactions not completed, or any other type of notice (each, a "Customer Notice"), may be sent to you electronically by either posting the information at our web site or sending it to you by email.

(b) We will not be obligated to provide any Customer Notice to you in paper form. Your consent to receive Customer Notices electronically remains in effect until you withdraw your consent or discontinue or terminate the Service with us. You may withdraw this consent to receive electronic delivery of Customer Notices, or request a paper copy of a Customer Notice, by emailing us or writing to us at the addresses indicated below. We may elect to terminate the Service with you if you choose to receive Customer Notices in paper or non-electronic form.

Email address: CustomerCare@Checkalt-Klik.com
Mailing address: P.O.Box 10128, Newark, NJ 07102-3128

(c) You must provide a valid email address and keep your email address current with us to ensure that Customer Notices can be delivered to you. You may change your email address that we have on record by entering the Service and clicking "My Account" and then "Contact Information."

(d) In order to receive Customer Notices online, you must maintain computer hardware and software of sufficient capability to be able to access and retain them electronically. You must have your own Internet service provider, and your browser must support the Secure Sockets Layer ("SSL") protocol. SSL provides a secure channel to send and receive data over the Internet through encryption capabilities. For example, Netscape 4.0 and above and Microsoft Internet Explorer 8.0 and above support this feature. You will also need either a printer connected to your computer to print disclosures/notices or sufficient hard drive space available to save the information. [To download pdf versions of Customer Notices, you will need Adobe® Acrobat Reader® or compatible software installed on your computer. You can download a free copy of Adobe® Acrobat Reader® at www.adobe.com.]

2.License: During the term of this Agreement, Klik grants you a non-exclusive, non-transferable, limited license to use the Service when it is generally available and to obtain and use the Data in accordance with the terms of this Agreement.

3. Usage: You shall not provide access to the KliknPay™ system to any other party and will take reasonable precautions to safeguard the assigned user password (the "Access ID") and keep it confidential. You shall use the KliknPay™ system and the Data for legitimate purposes only. You shall provide at your own expense all necessary telephone lines, Internet connections and equipment needed to access the KliknPay™ system. You shall be responsible for maintaining the confidentiality of your assigned user name and password and for all charges incurred under your user name.

4. Authority to Debit Account, Electronic Transfers: You agree to provide Klik with your Bank and Account information and hereby authorize Klik to debit the Account in order to pay your Designated Payments. You agree to maintain balances sufficient to pay such bills and that Klik is not liable for any overdraft or insufficient fund situation or charge caused by your failure to maintain funds sufficient to pay all payments issued through Klik and its KliknPay™ system. You agree to promptly notify Klik in writing of any changes to your designated Bank or your Account and hereby grant authority to Klik to debit any new or replacement Account. When you authorize a payment to be made through KliknPay™, you are requesting an electronic transfer from your bank account. When making such a pre-authorized payment, Klik will make electronic transfers via the Automated Clearing House ("ACH") system from your U.S. bank account in the amount you specify. Klik provides certain protection against unauthorized withdrawals from your bank account under the terms of the Electronic Fund Transfer Rights and Error Resolution Policy.

5. Changes to Klik’s Service and this Agreement: Klik reserves the right to change the Service and this Agreement, including fees, from time to time. If we intend to make material changes to the Service and/or this Agreement, we will attempt to provide you with prior notice of any material changes sent to your most current email address on record with us. We also will post the changed terms on our site. The material changes will be noted on the "Notification of Changes" page, accessible from the "Reports" tab on your "Welcome" page once you have logged in. You also will be notified of any such material changes by a message on your message box (once you log in). If you do not agree to the changed terms, you may stop using your KliknPay™ Account immediately using the following procedure: Log onto your account and select "Payments" from the user menu. Click on "Stop Recurring Payments" and/or make no further One-Time payments. You may deactivate your account by contacting us at customercare@Checkalt-klik.com. Your data will be removed from our active server at the next maintenance cycle. Your data will remain in backup storage for some period of time. If an investigation is pending at the time you close your account and it is later determined that there was less money being transferred from your account than should have been (or that a provisional credit should have been reversed), you will remain liable for all obligations related to your account even after your account is closed and you agree to remit any such sums to or at the direction of Klik within five (5) business days after written demand is made by us. You may review the current Agreement prior to initiating a transaction at any time at our "Notification of Changes" page.

6. Privacy: Your nonpublic personal information will not be shared with third parties or affiliates for their marketing purposes, unless you have requested us to do so. Klik’s Privacy Policy is posted on its websites.

7. Electronic Bills: To the extent available online, Klik will deliver to you the Client’s bills or invoices for the services provided, if any. You hereby authorize Klik to access the Client’s web site to obtain such bills or invoices and to utilize and store on Klik’s servers information and other Data submitted by you to support the Service. You are responsible for all charges associated with the Client’s biller web sites and you agree to comply with the terms of those services.

8. Bill Content: Subject to Klik’s Privacy Policy, which is available on Klik’s websites, you agree to license to Klik any bill content, which includes data and/or personal information obtained from biller web sites or data which you provide through or to Klik, for use by Klik. Klik may use, modify, display, distribute and create new material using such bill content but only for the purpose of providing the KliknPay™ system to you. By using the KliknPay™ system, you agree that the owner of such bill content has authorized, without any particular time limit, and without the payment of fees, use by Klik of the bill content for the purposes set forth in this Agreement.

9. Consumer Liability: TO THE EXTENT THAT A PAYMENT INITIATED THROUGH THE SERVICE IS AN "ELECTRONIC FUNDS TRANSFER" AS DEFINED IN REGULATION E ("REG E") IMPLEMENTING THE ELECTRONIC FUNDS TRANSFER ACT, SUCH PAYMENT SHALL BE SUBJECT TO THE CONSUMER BANKING REGULATORY PROTECTIONS DESCRIBED IN REG E AND KLIK'S KLIKNPAY ELECTRONIC PAYMENT AUTHORIZATION SERVICE - TERMS AND CONDITIONS. THESE DISCLOSURES WILL NOT APPLY TO PAYMENTS THAT ARE NOT ELECTRONIC FUNDS TRANSFERS.

Tell us AT ONCE if you believe your Access ID has been lost, stolen or used (or may be used) or that a payment has been or may be made without your permission. Email is the fastest way of contacting us. Contact information for Klik is as follows:

E-mail address: CustomerCare@Checkalt-Klik.com
Mailing address: P.O. Box 10128, Newark, NJ 07102-3128

10. Term and Termination: This Agreement shall remain in force until terminated by either party upon no less than thirty (30) days prior written notice of termination to the other party or as otherwise provided in our Electronic Fund Transfer Rights and Error Resolution Policy. Notwithstanding the foregoing, if either party breaches a material provision of this Agreement, then upon delivery of written notice, the other party shall have the right to terminate this Agreement immediately.

11. Disclaimer: The Data is provided by you and/or third parties. Klik is solely a distributor and not a creator or publisher of the Data. Any opinions, statements, services, offers or other information expressed or made available in the Data are those of the respective authors or distributors and not of Klik.

12. Limitation of Liability: KLIK SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES WHICH AROSE AS A RESULT OF YOUR USE OF THE KLIKNPAY™ SYSTEM OR THE DATA, INCLUDING, WITHOUT LIMITATION, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES UNDER ANY THEORY OF LIABILITY, EXCEPT FOR ACTUAL DAMAGES INCURRED AS A DIRECT RESULT OF KLIK’S NEGLIGENCE.

13. Incorporation by Reference: The following policies (showing their last updated date) are incorporated into this Agreement by reference and provide additional terms and conditions related to the Service we offer:

KliknPay Electronic Payment Authorization Service - Terms and Conditions (effective as of April 15, 2016)
Privacy Policy (effective as of December 28, 2012)

Each of these policies may be changed from time to time. When using our Service, you agree that you are subject to any policies or rules which are posted in conjunction with the Service. All such posted policies or rules are incorporated by reference into this Agreement.

14. Indemnification: You agree to indemnify and hold Klik, its parent, subsidiaries, affiliates, officers, directors and employees harmless from any claim or demand (including attorneys fees) made or incurred by the Client or any third party due to or arising out of your breach of this Agreement or the documents incorporated by reference, or your violation of any law or the rights of a third party relating to your use of the Service.